Informed, non-judgemental and practical help is what everyone needs in an emotionally-charged situation - and that’s exactly what we provide.

We can help if you’re:

  • an individual or couple thinking of divorcing
  • already going through the divorce process
  • not sure of your rights or what’s fair
  • nervous about what divorce will mean for your future
  • already divorced and looking for help with your new situation

How can we help?

We offer professional, common-sense help for divorcing couples.

Our specialist service is led by Gary O’Brien, one of only a small number of independent financial advisors in the UK to be accredited by Resolution, a national organisation of mainly family lawyers committed to non-confrontational divorce.

Gary will help you to understand the value of the assets you own, such as property, investments and pension funds. He will provide advice and guidance on the most effective ways of sharing these assets which allows you to come to a solution which you both feel is fair and satisfies your needs.

Using Ardent’s lifestyle financial planning service, Gary can also help you to restructure your finances so both parties can move on with their lives and look to the future with confidence.

Ardent has adopted The Pension Transfer Gold Standard which means our advice aligns with the nine principles set out by the Personal Finance Society. These principles ensure we look after the interests of our clients and offer the best possible advice and service.
We are recognised as Resolution Specialists which is a mark of excellence in family finance. This means we’re the best people to speak to regarding pensions and finances in matters of divorce.

Meet our Divorce specialist

Gary O’Brien

Director & Chartered Financial Planner


Pensions Transfers and Trusts, Divorce, Investments & Savings, Retirement Planning Advice, Personal Protection

We get a lot of questions about Divorce — here are some of the most often asked:

How does it work?

We can get involved at any stage. You can call us for an appointment before you’ve even seen a lawyer - or your solicitor might suggest our divorce specialist Gary O’Brien is brought into your mediation or collaborative divorce as an independent neutral adviser.

Whatever stage you choose to involve us, our whole process is geared towards helping you both move on towards the lives you want to live - and ideally avoiding an expensive, contested divorce along the way.

How do I know it will be fair?

Because you will decide the outcome. We’ve worked with many couples to achieve positive and fair results. Not everyone is a whiz with money but our financial planning process creates a really clear picture (literally) of your financial position, now and in the future. You’ll feel informed, empowered and confident to arrive at a settlement that gives you the best chance of delivering what you need.

Working collaboratively with us means both parties understand the situation - and work together towards a solution. In our experience, if both parties feel the outcome is fair, they’re more likely to maintain a good relationship after the split.

Do I have a secure future?

Everyone’s situation is different but we’ll use our financial planning process to model the lifestyle you’re hoping for and see if that’s possible.

If not, we’ll help you create an individual plan to get you nearer to where you want to be.

Will the advice be independent?

Yes. As independent financial advisors, we’re governed by detailed rules, regulations and codes of conduct to ensure everything we do is fair and transparent.

Our divorce specialist Gary O’Brien has been specially trained, tested and accredited by Resolution to work with divorcing couples. He’ll never take sides and never make judgements - just work with you towards the fairest solution.

But I’m already divorced – can you help me?
Of course! Getting your decree absolute means you’re living with a very different financial situation and with new priorities - and we can help you to work out the best way forward.

We often find that clients who work with us during their divorce come back for advice after it’s been finalised. But you don’t have to have been through our specialist divorce service, we’ll help you at any stage of your life.

Our Chartered Financial Planning status is an indication of our commitment to delivering the highest standards and ethical behavior. It’s our industry’s gold standard.
Our Cyber Essentials accreditation is a sign we take data security seriously. We have proven measures in place to ensure all our client’s data is held and processed securely. It’s peace of mind for all of us.