Ardent Team

19 March 2020

Is a financial plan right for me?

Whether you are planning for retirement, buying your first home or would like to travel the world, having a financial plan will enable you to understand how to manage your money and plan for the future you envisage.  


A financial plan will determine your short and long-term goals and provide a balanced plan to meet them. A plan is individual to you and your circumstances and can be created at any time. The timescale of the plan can stretch for months or years to suit your needs.


Financial plans are put together based on you, and your needs individually. Getting started with a plan may seem daunting at first, but once you understand the process and how the figures and plan is developed, you will almost certainly, feel more confident in what goals you can achieve, and by when.


Ultimately, a financial plan will:

  • Identify your short and long-term financial/lifestyle goals
  • Prioritise and organise those goals
  • Identify your risk tolerance and personal preferences
  • Result in a clear plan which will support you in achieving your lifestyle goals


While it is possible to create your own financial plan, it can be a complex process and we would always recommend seeking advice and working with a qualified professional.


Here at Ardent we hold a Chartered Financial Planning status which indicates our commitment to delivering the highest standards and ethical behaviour.


Our financial planning service provides an annual review where we will meet with you and discuss the current situation, support you in the progression to reaching your goals, provide recommendations and update you with legislation changes that you may need to consider. If you would like to speak to one of our team about creating a financial plan or if you would like to develop your existing plan with our expertise and knowledge, then please get in touch. 

Our Chartered Financial Planning status is an indication of our commitment to delivering the highest standards and ethical behavior. It’s our industry’s gold standard.
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