Our local experts are here to help you with your mortgage and help get the right protection in place.

Buying or investing in property is the biggest financial commitment many of us will ever make. Let us help you find the best mortgage terms possible.

We offer ‘whole of market’, independent mortgage and protection advice which means we can offer the best deals on the market alongside the most suitable mortgage protection cover.

How we can help

Our mortgage consultants can help a wide range of clients, whether you are first time buyers, re-mortgaging or even releasing equity from your home.

First time buyers

Taking the first step on the property ladder can be one of the best times to get mortgage advice. We could save you thousands when weighing up all the options available.

Remortgage deals

If you already have a mortgage and plan to stay in your current home, we can help. We can review your current deal, add or remove someone from your mortgage, or help you borrow more for a variety of reasons such as home improvements or debt consolidation*.

*Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it

Product transfers

Whether your existing deal is due to expire in the next 6 months or you’ve been stuck paying an expensive Standard Variable Rate we can help find a new deal. If you’d rather stick with your existing lender to avoid a full mortgage application, we can secure a new deal on your behalf without going through the hassle of a full credit check. As long as you’re keeping up with your monthly repayments, you can leave the leg-work to us.

Planning to move home?

We can help. Whether you’re up-sizing, down-sizing or relocating, this can be the perfect time to assess whether you’ll be getting the best deal by remaining with your current lender or if there are better options available to you elsewhere.

Buy to let mortgages

If you’re an investor or a property developer, we can help. Buy to let* interest rates have reduced considerably over the last few years so now could be a good time to review your mortgage. Whether you’ve one property, or you’re a portfolio landlord with a string of rentals, Ardent can provide access to the best BTL deals on the market.

*Not all forms of mortgage are regulated by the Financial Conduct Authority.

Mortgage protection

Protecting your mortgage payment can prove vital in the long run and we can advise on life insurance, critical illness cover and income protection. We’ll ensure you have the best quality of cover in place to ensure your future is protected.

Building your own home

Are you taking on the challenge of building your own home? There are specialist mortgages you can access – speak to our experts to find out how.

Second charge

If your criteria doesn’t fit with your current lender and you’re considering options for additional borrowing, let the mortgage consultants at Ardent help you find a second charge lender.

*Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Call us today

Get in touch

Meet our Mortgages specialists

Nick Blake

Mortgage Consultant


Residential/Buy to Let Mortgages and Protection

John Nurden

Mortgage Consultant


Residential/Buy to Let Mortgages and Protection

Graham Jones

Mortgage Consultant


Residential/Buy to Let Mortgages and Protection

Here are some frequently asked questions that will help you in your decision making:

How do I know you’ll get the best mortgage deal?

We’re not limited to using a panel of lenders, which means we have a wider reach when searching for the most suitable deal for you. We’ll ask the important questions to determine what kind of mortgage features and terms are going to suit your situation and future plans the best and then recommend accordingly.

How long does it take to get a mortgage offer?

As long as we have all of the required information at the application stage, we aim to have a mortgage offer issued within 10 working days. It depends on the lender, but we’ll do our best to get you an offer in place as quickly as possible.

I’m self-employed – can you help me?

Yes, we can. Each lender has their own way of assessing self-employed income which means it’s important to get independent advice if you want to get the best deal. Whether you’re a sole trader, limited company director or in a partnership, we can help.

What our mortgage clients have said about us

‘Really great help from Ardent with our mortgage, being self-employed my banks weren't interested in me a year before I needed to move. As I had to organise my finances, I needed professional advice and Ardent have been fantastic from start to finish. Got us a great interest rate. Very happy customer.’
‘A good deal was found by John for our mortgage. Ruth gave us good sound financial advice and also helped with our company pensions, very pleased with the professionalism, and would have no hesitation in recommending Ardent.’
‘Great job from John sorting our Mortgages out across 2 properties. He really went above and beyond to make sure he'd got us the best deal possible and was always really quick to respond to questions and turn everything around. I have already recommended Ardent to friends!’
‘I would highly recommend Ardent financial. We worked with Nick who talked us through our options and helped us get the right mortgage. It's the first time we have used a broker service and we will definitely be doing it again.’
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